Legal & Privacy Notice

Last updated: September 2026

Please read this disclaimer carefully before using FinClaro or any of our tools.

1. No Investment Advice

All information, tools, and calculators provided on FinClaro are for educational and informational purposes only. Nothing on this website constitutes, or is meant to constitute, financial, investment, tax, or legal advice. You should consult a qualified and licensed financial advisor before making any investment decisions.

2. Past Performance

Any historical data, backtesting results, or past performance metrics shown on this website do not guarantee or predict future results. Financial markets are inherently unpredictable, and all investments carry risk, including the possible loss of principal.

3. Data Accuracy and Limitations

While we strive to use reliable data sources (such as adjusted close prices from Yahoo Finance), we do not guarantee the accuracy, completeness, or timeliness of any data provided. The backtesting engine involves simplifications and assumptions (e.g., ignoring transaction costs, bid-ask spreads, and taxes) which means real-world results would differ.

4. No Liability

FinClaro and its creators shall not be held liable for any financial losses, damages, or decisions made based on the information or tools provided on this website. You use these tools strictly at your own risk.

5. Privacy and Analytics

FinClaro uses Cloudflare Web Analytics to understand aggregate page usage and site performance. According to Cloudflare, Web Analytics does not use cookies or browser storage for analytics and does not collect or use visitors’ personal data. Preferences you choose, such as theme or saved tool state, may be stored locally in your browser.

Cloudflare Web Analytics documentation →

6. Advertising and Cookies

FinClaro is preparing to use Google AdSense. The AdSense advertising script is not loaded while this site is awaiting approval. If ads are enabled, third-party vendors, including Google, may place or read cookies and use web beacons, IP addresses, or similar identifiers to serve, measure, prevent fraud, and—where permitted—personalize ads. For visitors in the EEA, the United Kingdom, and Switzerland, advertising will be activated through a Google-certified consent management platform and the choices it records.

How Google uses information from partner sites →

7. Your Advertising Choices

You can manage personalized advertising or opt out through Google Ads Settings. Declining personalized advertising will not block access to FinClaro's tools.

Google Ads Settings →