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ETF of the Week · Sep 29, 2026
SGOVBlackRock (iShares)Passive / Index

iShares 0-3 Month Treasury Bond ETF

Invests in ultra-short-term U.S. Treasury bills with maturities of three months or less.

Why This Week?

SGOV is essentially a cash equivalent. It provides the risk-free rate of return backed by the U.S. government with virtually zero interest rate or credit risk. It's the perfect parking spot for an emergency fund, short-term savings, or dry powder waiting to be deployed into the market.

Key Metrics

Duration
~0.1 yrs
Expense Ratio
0.07%
Credit Quality
AAA

Top Holdings

1 holdings shown. Weights are approximate.

#NameWeight
1
T-BILLSU.S. Treasury Bills (0-3 Months)
100%

Pros & Cons

Strengths

  • Ultra-safe capital preservation.
  • Yields track closely to the Federal Reserve's target rate.
  • Distributions are generally exempt from state and local income taxes in the US.

Risks & Weaknesses

  • Yields will drop immediately if the Federal Reserve cuts interest rates.
  • Provides no capital appreciation.
  • Returns may not keep pace with high inflation in the long term.

Alternatives Comparison

ETFNameTER
SGOVThis WeekiShares 0-3 Month Treasury Bond ETF0.07%
BILSPDR Bloomberg 1-3 Month T-Bill ETF0.14%
BOXXAlpha Architect 1-3 Month Box ETF0.19%

💬 Frequently Asked Questions

Usually, yes. SGOV's yield is often slightly higher than commercial bank savings accounts, and the income generated from Treasuries is exempt from state and local taxes, giving it a higher after-tax yield for many investors.

Want to Explore Further?

SGOV launched recently, so try backtesting SMH or SOXX as semiconductor proxies, or explore our ETF database for alternatives.

Disclaimer: ETF of the Week is educational content only. It is not investment advice, a recommendation to buy or sell, or an endorsement of any fund. Past performance does not guarantee future results. Always do your own research and consult a financial advisor before investing.