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XLF

Financial Select Sector SPDR Fund

Tracks the Financial Select Sector Index, providing exposure to US banks, insurance companies, capital markets firms, and REITs. Includes Berkshire Hathaway, JPMorgan, and Visa. Sensitive to interest rate cycles.

TER
0.09%
AUM
$46B
CAGR
5.7%
Volatility
21.6%
Max Drawdown
-78.6%
Data Range
1999-01 → 2026-04

Performance Analysis

Maximum Drawdown History

How far the ETF has fallen from its all-time high at each point. Deeper = more painful.

Current DD-3.9%
Worst DD-78.6%
Worst date2009-02

Rolling Returns

Annualized returns over rolling windows. Shows the range of outcomes depending on when you invested.

Avg return6.1%
Best27.4%
Worst-36.5%
% positive80%
292 periods

Key Facts

ISIN
US81369Y8188
Issuer
State Street
Benchmark
Financial Select Sector Index
Total Expense Ratio (TER)
0.09%
Assets Under Management
$46B approx.
Inception Date
1998-12-16
Domicile
United States
Legal Structure
Open-Ended Fund
Dividend Policy
Distributing (pays dividends)
Replication Method
Physical (Full Replication)
UCITS Status
✗ Not UCITS
Fund Currency
USD
Primary Exchange
NYSE Arca
Number of Holdings
~72
Backtest this ETFOfficial Fund Page

Who Is This ETF For?

General portfolio building block for the asset class it covers.

Key Risks to Consider

Market risk: equity values can drop 30-50% in severe bear markets.

Non-UCITS: may have unfavorable tax treatment for non-US investors (US estate tax, withholding tax).

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Data & Methodology

Metadata sourced from official issuer documentation. Price data from Yahoo Finance (monthly adjusted close, includes reinvested dividends and splits). AUM figures are approximate and updated quarterly.

Data source: Yahoo Finance (adjusted close), State Street (metadata)Last verified: 2026-04-16